Workers Compensation Self-Insurance

Applying for self-insurance requires an extensive amount of planning and a systematic approach to improving WHS in the workplace. These improvements will include a large scale design to create a better Safety Management System developed in consultation with staff to make a system best suited to business needs.

What are we trying to achieve?

Moving to a self-insurance model would allow the University to invest the funds, otherwise spent on the Comcare premium, into work health and safety (WHS) prevention, rehabilitation, and early intervention initiatives designed to provide better recovery and rehabilitation services to get staff back to the workplace and deliver a dividend back to Colleges and Divisions in the form of reduced on cost charges for workers' compensation.

The project objectives are:

  • achieve a self-insurance licence for workers' compensation insurance
  • reduce statistics for key safety indicators such as Return to Work and Days Lost Due to Injury
  • lower costs associated with workers' compensation
  • increase effectiveness of injury management process and workers compensation claims management
  • improve the University Safety Management System to meet the self-insurance audit tool requirements.

How will it improve our services?

This project will deliver these key benefits:

  • creation of a safety culture where all staff are diligent about keeping ANU a safe place to work;
  • improved safety performance resulting in direct financial benefits by way of premium reductions;
  • closer and more productive relationships with injured workers;
  • better understanding of the end to end claims process allowing for more efficient processes to be put in place to help injured workers;
  • reduced indirect costs associated with injuries and time away from work.

What's involved?

This project will adopt a systems based approach in the structured development of the Safety Management System taking full account of existing systems and building safety into current business processes. Working in a consultative manner to enhance ownership of the system will ensure a smooth transition and integration of safety needs into the business operation of the University. 

This will be achieved with multiple steps outlined below:

  • Identifying the logistical steps, processes and controls needed to implement a self-insurance license
  • Develop an organisational communications strategy
  • Analyse costs of current workers' compensation insurance coverage in comparison to cost of being self insured
  • Financial viability assessment by an external actuary
  • Identify, assess and report on key performance indicators for WHS
  • Identify the needs of a claims management system based on options available under a self-insurance license, including resources, IT Systems, and ongoing costs
  • Implement changes to the WHS Management System to ensure its conformance and compliance with the National Audit Tool (NAT CTH)
  • Implement changes to the Rehabilitation and Injury Management Systems to ensure conformance and compliance with their respective audit tools
  • Analysis and recommendation of resource requirements
  • Engaging an external consultant to assist in the preparation of the self-insurance application
  • Applying for a self-insurance license.

Have your say

Feedback from all staff of the University is highly encouraged and we support your participation. The formal consultation process will conclude on 31 January 2017. If you have any questions or comments to share email

Visit the consultation page for more information on how to get involved.

Highlight news

16 Feb 2017

Self-Insurance consultation phase closed and new incident and hazard reporting tool »

The formal application consultation period closed on 31 January 2017 after 18 weeks of consultation.The Frequently Asked Questions (FAQ’s) webpage...
19 Jan 2017

ANU submits self-insurance licence application to Comcare »

After extensive planning and execution, the self-insurance project team finalised and submitted a compliant application to apply for a self-insurance...
10 Nov 2016

Self-insurance consultation ramps up »

The worker’s compensation self-insurance consultation has ramped up with an article being published in On Campus this month. Promotion material...
11 Oct 2016

Provide your feedback on Self Insurance »

The Workers’ Compensation Self- Insurance project is finalising the activity plan which is being rolled out across the university and will continue...
12 Sep 2016

Self-insurance Consultation Process Starts Soon »

The Workers’ Compensation Self-Insurance project has been exploring insurance arrangements with Comcare and preparing the University to be able to...
12 Aug 2016

Workers Compensation Self Insurance - August update »

The Request for Proposal for a Claims Management System tender process continues. Formal communication around a claims model will begin soon. A...
8 Jul 2016

Workers Compensation Self Insurance - July update »

The Request for Proposal for a Claims Management System tender process is progressing. Final determination of a chosen vendor will be completed by...
16 Jun 2016

An update on the Workers Compensation Self Insurance project »

The Request for Proposal for a Claims Management System closed on Friday, 3 June. Evaluation of those tenders will be completed by the evaluation...
5 May 2016

Work progresses on Workers Compensation Self Insurance project »

The WHS Governance Structure consultation closed on 31 March 2016. A total of 74 pieces of feedback were received and analysis is underway including...
7 Mar 2016

Consultation continues on proposed WHS Governance Structure »

The consultation phase for the Proposed WHS Governance Structure commenced on 3 February and aims to conclude 31 March. It will go through three...
9 Feb 2016

Proposed Work, Health and Safety Governance Structure »

The University's Workers' Compensation Self-Insurance Project (WCSIP) continues to make progress toward improving our safety culture and performance...
15 Sep 2015

WHS Management System - Discovery Phase Interim Update »

As part of the Workers Compensation Self Insurance project, the WHS Management System discovery process has been in progress for seven weeks with 64...
21 Jul 2015

Preferred Vendor Identified for actuarial services »

An important piece of work for the Workers' Compensation Self-Insurance Project is a financial feasibility assessment and a liability report. To...
22 Jun 2015

Discovery phase to begin for new Work Health and Safety Management System »

Work continues on the Workers' Compensation Self Insurance project with further progression of a new safety management system.  Workshops and...
31 Mar 2015

Findings from the Gap analysis of WHS documentation »

The Gap Analysis of the Work Health and Safety (WHS) documentation has been completed. A written analysis of this documentation has been developed...
16 Feb 2015

Gap analysis of WHS documentation underway »

The first part of the WHS Improvement project is underway and involves a Gap Analysis of Work Health and Safety (WHS) documentation in each of the...
3 Feb 2015

New project to look at WHS Self-Insurance assessment »

The Work Health and Safety (WHS) Self-Insurance Assessment Project has been established to review and assess the University's conformance and...